Deerbank Capital Group, a small-business funding service in Conway, South Carolina, publishes longer articles for Horry County owners on financing a motel, renovating a restaurant, buying a nail salon or an existing business, funding a landscaping crew and boutique inventory. Each article links the funding options it discusses; partners make every decision.
How to Finance a Motel in Horry County, SC
Room refreshes, FF&E and working capital for a motel, and where the real estate loan fits. Read the article.
Financing a Restaurant Renovation in Conway, SC
Splitting a remodel into a term loan, equipment financing and payroll cover. Read the article.
Buying a Nail Salon in Conway, SC
Reading the seller's records, valuing the spas and settling licenses before closing. Read the article.
Landscaping Business Loans in Horry County, SC
From one mower to a crew: equipment, trucks and payroll while clients pay. Read the article.
Boutique Inventory Loans in Conway, SC
Using a loan or a credit line for the next buy, and reading sell-through first. Read the article.
Loans to Buy an Existing Business in Conway, SC
How partners read a purchase, a down payment and a seller note. Read the article.
How to Get Working Capital? What Partners Look At in Conway, SC
Working capital comes from a short-term loan, a line of credit or, for card-heavy businesses, a cash advance, which is not a loan. Start with the bill and its due date, pull recent bank statements, and compare offers on total dollar cost.
Is Equipment Financing a Loan or a Lease? The Horry County, SC Angle
It can be either. With an equipment loan the business owns the machine and the partner holds a lien; with a lease, the leasing company owns it during the term. The agreement says which, and the total of all payments plus any buyout is the number to compare.
What Is Cash Flow Lending? The Horry County, SC Angle
Cash flow lending sizes a loan from the business's deposits and earnings rather than from collateral. A partner reads bank statements and returns to see how much payment the business can carry. It suits businesses with steady revenue and few hard assets.
What Is a Cash Flow Loan? A Conway, SC Answer
A cash flow loan is a loan approved mainly on the strength of the business's cash flow, with a general lien or personal guarantee instead of specific collateral. Ask what the partner takes as security even when none is named.
What Is Monthly Cash Flow? Checked for Conway, SC
Monthly cash flow is the money in minus the money out in a month: deposits from sales against payroll, rent, suppliers and existing loan payments. Partners read it from bank statements, so a few months of statements show it better than any summary.
By Deerbank Capital Group · Updated
