Business funding for Conway, SC and Horry County
Every trade pays its bills on its own calendar. These notes set Horry County employer counts beside the funding types that fit each trade, with fourteen trades on pages of their own.
Food bought daily, hourly payroll and kitchen equipment that cannot wait for repairs.
Restaurant loans for Conway, SC companies: kitchen equipment, renovations, food trucks and payroll gaps, with Horry County, SC restaurant counts.
Full-service dining rooms need kitchen equipment, remodels and payroll cover; the restaurant page treats counters and trucks too. Horry County, SC had 588 full-service restaurant employers with 13,987 paid employees and $347.6 million in payroll in 2023, 23.3% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 119 businesses without payroll in the matching 2024 code.
Business loans for restaurants fit three bills: kitchen equipment, a remodel or second location, and payroll in slow weeks. Limited-service restaurants, the counter-service kitchens, numbered 389 employers with 6,938 paid employees in Horry County in 2023 (County Business Patterns). Card-heavy sales also bring cash advance offers, which are not loans; total them before choosing.
Kitchen lines and coolers are covered under equipment financing.
Business loans for a food truck business finance a titled vehicle with a kitchen inside, so partners read the title, the builder's invoice, permits and the operator's event and daily sales. Mobile food businesses are counted under their own Census code, separate from restaurants, so no county count is shown for them here. A new truck with no sales history is read largely through the owner's credit and down payment.
Fuel and first stock are a working capital question.
Espresso machines, grinders and counter refrigeration are equipment requests; a second counter is a term loan question. Horry County, SC had 103 snack and nonalcoholic beverage bar employers with 1,498 paid employees and $32.4 million in payroll in 2023, 36.9% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 25 businesses without payroll in the matching 2024 code.
Espresso machines and counters fall under equipment financing.
Bars finance coolers, draft systems and remodels, and a purchase brings the state alcohol license into the review. Horry County, SC had 73 drinking place employers with 943 paid employees and $24.4 million in payroll in 2023, 31.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 56 businesses without payroll in the matching 2024 code.
Remodels and purchases fit a term loan.
Grocers finance refrigeration, checkout systems and stock; the count below includes convenience stores. Horry County, SC had 113 grocery store employers with 4,844 paid employees and $128.9 million in payroll in 2023, 41.6% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 107 businesses without payroll in the matching 2024 code.
Equipment, build-outs and payroll that run ahead of insurance and subsidy payments.
Medical practice loans in Conway, SC: equipment, build-outs, buying a practice and payroll during claim delays, with Horry County, SC physician counts.
Dental office loans in Conway, SC: dental equipment loans, build-outs, buying a practice and payroll, with Horry County, SC dental practice counts.
Daycare center financing in Conway, SC: daycare business loans for expansions, equipment, vans and payroll, with Horry County, SC child care counts.
Physician practices finance exam and imaging equipment, build-outs and payroll while insurance claims are paid. Horry County, SC had 283 physician practice employers with 2,848 paid employees and $276.3 million in payroll in 2023, 62.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 253 businesses without payroll in the matching 2024 code.
Dentists finance chairs, imaging and operatory build-outs, and practice purchases are read from production and collections. Horry County, SC had 95 dental practice employers with 805 paid employees and $56.9 million in payroll in 2023, 30.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 42 businesses without payroll in the matching 2024 code.
Child care centers finance classroom expansions, vans and payroll that runs ahead of tuition and subsidy payments. Horry County, SC had 50 child day care employers with 812 paid employees and $22.6 million in payroll in 2023, 16.0% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 299 businesses without payroll in the matching 2024 code.
Other health practitioners finance treatment tables, therapy and eye-care equipment and build-outs, and they wait on insurance claims like physicians do. Horry County, SC had 197 other health practitioner employers with 854 paid employees and $40.3 million in payroll in 2023, 66.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 581 businesses without payroll in the matching 2024 code.
Treatment and diagnostic equipment fits equipment financing.
Home health agencies pay caregivers before claims are reimbursed, which makes payroll the bill to plan around. Horry County, SC had 37 home health care employers with 863 paid employees and $46 million in payroll in 2023, 32.4% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 275 businesses without payroll in the matching 2024 code.
Payroll gaps fit working capital.
Veterinary clinics finance surgical and imaging equipment, kennels and build-outs. Horry County, SC had 33 veterinary employers with 527 paid employees and $28.4 million in payroll in 2023, 12.1% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 28 businesses without payroll in the matching 2024 code.
Clinic equipment fits equipment financing.
Stations, spas and gym equipment, read from card sales and membership deposits.
Salon business loans in Conway, SC: nail salon financing, beauty salon loans, barbershop loans, stations, spas and remodels, with Horry County, SC counts.
Gym business loans in Conway, SC: loans for gym setup, gym equipment financing and build-outs, with Horry County, SC fitness center counts.
Business loans for salons cover stations, pedicure spas, ventilation and remodels. Beauty salons counted 100 employers, nail salons 31 and barber shops 9 in Horry County in 2023 (County Business Patterns), while Nonemployer Statistics counted 997 beauty salons without payroll in 2024, a separate program. Card sales and booth rent are what partners read first.
Business loans for a gym business fund the fitness floor, the build-out and the months before memberships cover rent and wages. Horry County had 36 fitness and recreational sports center employers with 452 paid employees in 2023, and 27.8% had fewer than five employees (County Business Patterns). Partners read membership deposits, the lease and equipment quotes.
Business loans for a cleaning business fund vans, floor machines and payroll while commercial clients pay on invoice. Janitorial services counted 121 employers with 857 paid employees in Horry County in 2023 (County Business Patterns), and Nonemployer Statistics counted 2,015 janitorial businesses without payroll in 2024, a separate program. Carpet and upholstery cleaners numbered 16 employers.
Invoice gaps fit a line of credit.
Stock bought before it sells, fixtures, coolers and the payroll that runs alongside.
Business loans for retail in Conway, SC: inventory, fixtures, credit lines and store purchases, with Horry County, SC retail employer counts by store type.
Boutique loans in Conway, SC: clothing store financing for inventory, fixtures, build-outs and credit lines, with Horry County, SC clothing store counts.
Pharmacy financing in Conway, SC: pharmacy loans for inventory, dispensing equipment and buying a pharmacy, with Horry County, SC store counts.
Grocery store loans in Conway, SC: refrigeration, inventory, credit lines and remodels, with Horry County, SC grocery and convenience store counts.
Retail trade counted 1,858 employer establishments in Horry County in 2023, more than any other sector, with 26,959 paid employees and $938.7 million in payroll (County Business Patterns). Stock bought before it sells is the shared bill, met with inventory financing or a credit line, while fixtures and coolers are equipment requests and remodels are term loans.
Boutiques and clothing stores finance the next buy, fixtures and fitting-room build-outs. Horry County, SC had 390 clothing and accessories store employers with 4,318 paid employees and $104.4 million in payroll in 2023, 33.6% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 341 businesses without payroll in the matching 2024 code.
Pharmacies finance drug stock, dispensing equipment and purchases; the count below covers all health and personal care stores. Horry County, SC had 132 health and personal care store employers with 1,372 paid employees and $49.3 million in payroll in 2023, 42.4% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 363 businesses without payroll in the matching 2024 code.
Fuel stations finance pumps, coolers, store stock and remodels, and a purchase brings fuel supply contracts and licenses into the review. Horry County, SC had 173 gasoline station employers with 1,290 paid employees and $35 million in payroll in 2023, 29.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 13 businesses without payroll in the matching 2024 code.
Store stock fits inventory financing.
Furniture showrooms carry large, slow-selling pieces, so stock financing and credit lines fit them. Horry County, SC had 109 furniture and home furnishings employers with 1,122 paid employees and $49.1 million in payroll in 2023, 39.4% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 85 businesses without payroll in the matching 2024 code.
Showroom stock fits inventory financing.
Lumber yards, hardware stores and garden centers finance stock, forklifts and delivery trucks. Horry County, SC had 105 building material and garden supply employers with 2,363 paid employees and $88.2 million in payroll in 2023, 39.0% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 67 businesses without payroll in the matching 2024 code.
Forklifts and trucks fit equipment financing.
Crews, materials and machines paid for before a draw or an invoice is paid.
Construction business loans in Conway, SC: contractor lines of credit, equipment, draws and retainage, with Horry County, SC contractor counts and permits.
Landscaping equipment financing in Conway, SC: mowers, trailers, trucks and lawn care business loans, with Horry County, SC landscaping counts.
Business loans for contractors cover crews and materials paid before a draw, machines and trucks, and retainage held until a job closes. Construction counted 1,182 employer establishments in Horry County in 2023 (County Business Patterns), and building permits authorized 6,511 new housing units in 2025 (Building Permits Survey). Partners read contracts, draw schedules and bank statements.
Landscapers finance mowers, trailers and trucks, and cover crew payroll while commercial clients pay. Horry County, SC had 197 landscaping service employers with 1,144 paid employees and $47.4 million in payroll in 2023, 63.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 868 businesses without payroll in the matching 2024 code.
HVAC and plumbing contractors finance service vans, diagnostic tools and the units and parts for installs paid on completion. Horry County, SC had 157 plumbing, heating and AC contractor employers with 1,489 paid employees and $84.2 million in payroll in 2023, 58.0% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 305 businesses without payroll in the matching 2024 code.
Repeat parts orders fit a line of credit.
Building finishing contractors finance sprayers, lifts and materials for jobs paid on completion. Horry County, SC had 177 building finishing contractor employers with 689 paid employees and $28.8 million in payroll in 2023, 78.0% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 1,067 businesses without payroll in the matching 2024 code.
Materials before payment fit working capital.
Electrical and roofing contractors finance trucks, lifts and materials, and wait on draws like other trades. Horry County, SC had 85 electrical contractor employers with 925 paid employees and $46.7 million in payroll in 2023, 57.6% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 216 businesses without payroll in the matching 2024 code.
Trucks and lifts fit equipment financing.
Room refreshes, FF&E and working capital, kept apart from property mortgages.
Hotel loans in Conway, SC for hotel and motel owners: renovations, FF&E, working capital and buying a motel business, with Horry County, SC lodging counts.
Hotels and motels finance renovations, furniture, fixtures and equipment, and working capital; property mortgages are a separate kind of lending. Horry County, SC had 177 hotel and motel employers with 5,468 paid employees and $190.6 million in payroll in 2023, 26.6% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 146 businesses without payroll in the matching 2024 code.
Lifts, scan tools, parts rooms and vehicle stock.
Auto repair shop loans in Conway, SC: lifts, scanners, parts inventory and buying a shop, with Horry County, SC auto repair employer counts.
Repair shops finance lifts, scan tools and parts rooms, and a shop purchase is read from the seller's tickets and returns. Horry County, SC had 178 auto repair employers with 849 paid employees and $36.2 million in payroll in 2023, 60.7% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 456 businesses without payroll in the matching 2024 code.
A business loan for a car wash funds wash equipment, conveyors, vacuums and water systems, and a purchase brings the site lease or real estate into the picture. Car washes are not broken out in the county figures used on this site, so no count is shown. Equipment quotes, monthly membership or wash revenue in the bank statements, and the lease are the starting records; the land itself is real estate lending, outside Deerbank's options.
Wash equipment fits equipment financing.
Dealers finance vehicle stock through floor-plan lines and the lot itself through other lending. Horry County, SC had 63 automobile dealer employers with 1,869 paid employees and $142 million in payroll in 2023, 44.4% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 181 businesses without payroll in the matching 2024 code.
Stock fits a line of credit in some programs.
Receivables, payroll and technology for firms that bill after the work is done.
Law firms bill after the work, sometimes after a case closes, so receivables and payroll drive their requests. Horry County, SC had 216 legal services employers with 1,185 paid employees and $86.9 million in payroll in 2023, 63.4% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 208 businesses without payroll in the matching 2024 code.
Receivable gaps fit a line of credit.
Accounting practices finance software, wages ahead of filing deadlines and the purchase of a retiring accountant's client list. Horry County, SC had 164 accounting and bookkeeping employers with 666 paid employees and $32.2 million in payroll in 2023, 72.0% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 566 businesses without payroll in the matching 2024 code.
A practice purchase fits a term loan.
Insurance agencies finance book purchases, office technology and payroll while commissions arrive. Horry County, SC had 145 insurance agency (NAICS 524210) employers with 654 paid employees and $36 million in payroll in 2023, 65.5% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 513 businesses without payroll in the matching 2024 code.
Book purchases fit a term loan.
Design and engineering firms finance software, survey equipment and payroll on projects billed in phases. Horry County, SC had 94 architectural and engineering employers with 527 paid employees and $36.8 million in payroll in 2023, 63.8% of them with fewer than five employees (County Business Patterns). Nonemployer Statistics, a separate program, counted 273 businesses without payroll in the matching 2024 code.
Phase billing gaps fit working capital.
Deerbank Capital Group, a small-business funding service in Conway, South Carolina, sets Horry County industries beside the funding options that fit their bills, using Census Bureau employer counts. Fourteen trades have their own pages; the rest are summarized here. Any business can send a request, and funding partners review each one and decide.
The pages below are a guide to how different trades use funding, not a list of who may ask. A business of any kind in Horry County, SC can call (843) 212-2076 or send the form. Deerbank Capital Group matches your request with funding partners, who review it and make their own decision. County figures come from County Business Patterns 2023 and Nonemployer Statistics 2024, two separate Census programs that are never added together here.
The county's whole employer picture is on the Conway, SC page.
By Deerbank Capital Group · Updated
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Call (843) 212-2076 or describe the bill on the form.
