Deerbank Capital Group, a small-business funding service in Conway, South Carolina, sets out Horry County business counts from the Census Bureau, explains the local license, tax and zoning records partners may ask about, and compares the kinds of lenders near Conway, SC. Funding partners review each request and decide.
At a glance
- Employer establishments, Horry County, SC
10,550 (CBP 2023)
- Businesses without paid employees
38,703 (Nonemployer Statistics 2024)
- Self-employed share of employed residents
Horry County, SC 12.5% (+/- 0.8); Conway, SC 9.6% (+/- 1.9) (ACS 2020-2024)
Eight Horry County, SC Sectors by Employer Count, 2023
| Sector | Establishments | Paid employees | Under 5 employees |
|---|---|---|---|
| Retail Trade | 1,858 | 26,959 | 41.1% |
| Accommodation and Food Services | 1,408 | 30,879 | 26.1% |
| Construction | 1,182 | 9,153 | 67.1% |
| Real Estate and Rental and Leasing | 1,033 | 5,136 | 78.9% |
| Health Care and Social Assistance | 931 | 15,510 | 51.0% |
| Other Services | 880 | 4,737 | 64.8% |
| Professional, Scientific, and Technical Services | 876 | 4,150 | 71.8% |
| Administrative, support and waste services | 641 | 5,346 | 59.9% |
Across all sectors the county had 10,550 employer establishments, 123,792 paid employees and $5.2 billion in annual payroll in 2023. 5,750 establishments, or 54.5%, had fewer than five employees (County Business Patterns). Health care and social assistance had the highest payroll of any sector, $948.8 million, while retail trade led on establishment count.
The industry pages take those sectors one at a time, starting with restaurants, medical practices and salons.
A Conway, SC Mailing Address Is Not Always Inside the City
ZIP 29526 carries the USPS name Conway, SC, but the City of Conway, SC covers only 10.2% of that ZIP's land; the ZIP holds 75.5% of the city's land and ZIP 29527 holds the other 24.5% (Census ZCTA-to-place relationship file, 2020). In 2023 ZIP 29526 had 1,302 employer establishments with 18,947 paid employees and $924.9 million in payroll (ZIP Code Business Patterns). A business with a Conway, SC address may sit in unincorporated Horry County, SC, which changes the license office it deals with.
Commercial Lenders in and Around Conway, SC, Compared Honestly
Commercial lenders near Conway, SC include banks, credit unions, online lenders and equipment finance companies, and merchant cash advance funders buy future card receipts alongside them. Horry County had 115 commercial banking establishments in 2023 (County Business Patterns, NAICS 522110), a count of branch locations rather than separate banks. Each lender runs its own applications and sets its own standards.
Deerbank Capital Group is not one of those lenders. It matches your request with funding partners, who review it and make their own decision. A business can go directly to a bank or credit union too; the South Carolina lender-types guide lays out what each kind of lender reads and offers, and the business loans comparison explains the six funding types.
Horry County, SC Occupancy Tax, Explained for Owners
Lodging businesses in Horry County, SC collect taxes on room rentals, and a partner reviewing a motel or rental business may compare those filings with its bank deposits. Horry County had 177 hotel and motel employers in 2023 (County Business Patterns). Keep filed returns and payment confirmations together; the hospitality and accommodations tax guide covers the records.
Conway, SC Business for Sale for Owners Planning a Loan Request
Buying an existing business in Conway, SC starts with the seller's records, not the asking price. A partner financing a purchase reads several years of the seller's tax returns, the asset list, the lease and the purchase agreement, alongside the buyer's own finances. Ask a seller early whether the business license, tax filings and lease can transfer, because a partner will ask the same questions.
Conway, SC Chamber of Commerce and Your Funding Timeline
Chambers of commerce and business groups in Horry County, SC offer networking and referrals; they do not make funding decisions. A request through Deerbank does not need chamber membership, and a partner does not ask for it. If a chamber introduction leads to a bank or credit union, the records that bank reads are the same ones described on the step-by-step page.
Horry County, SC Zoning Ordinance: How Owners Handle It
Zoning decides what a property can be used for, and a partner funding a build-out, a new location or a change of use may ask for proof that the use is allowed. In Horry County, SC, 6,511 new housing units were authorized by building permits in 2025, after 7,331 in 2024 and 6,513 in 2023 (Building Permits Survey). The Conway, SC and Horry County, SC business license guide covers which office handles an address.
Horry County, SC Accommodations Tax: Who Handles It and When
Accommodations taxes apply to short-term lodging, and the business renting the rooms files and pays them. Horry County's 977 full-service and limited-service restaurant employers (our sum, County Business Patterns 2023) deal with hospitality tax filings in the same way. For a funding request, the point is simple: filed, current returns support the revenue the bank statements show.
Owners Working for Themselves: Conway, SC Against Horry County, SC
9.6% (+/- 1.9) of employed Conway, SC residents were self-employed in the 2020-2024 American Community Survey: 2.2% in their own incorporated business and 7.5% in an unincorporated one. Countywide the share was 12.5% (+/- 0.8), and statewide in South Carolina it was 9.9% (+/- 0.2). Nonemployer Statistics, a separate program, counted 38,703 Horry County businesses without paid employees in 2024.
Deerbank on the Map: Conway, SC Listing Details
Listing: Deerbank Capital Group at 330 N Main St in Conway, SC 29526. Telephone (843) 212-2076. Requests can be sent by phone or through the online form from anywhere in Horry County, SC; the service-area page lists the town pages for Myrtle Beach, SC and North Myrtle Beach, SC.
Business owners served across Conway, SC
Most kinds of Conway, SC business can be put in front of a partner; examples include contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. The partner handling a file decides on its own terms, case by case.
Documents to assemble in Conway, SC
- Bank statements for each account the business uses covering the past three to six months
- The newest federal return for the company and, if requested, your personal return
- Profit and loss figures for this year so far and a matching balance sheet
- Photo identification such as a license or passport for each owner listed on the request
- Articles or a certificate of formation and the EIN confirmation letter
- A breakdown of current business debt and what each one costs per month
Document requests differ from partner to partner, so use this list as a guide.
The sequence after a phone call from Conway, SC
- Get in touch at (843) 212-2076 or fill out the request form, noting what the money is for.
- Then the details reach partners whose products match the purpose you described.
- A reviewing partner weighs the request and decides independently.
- If a partner makes an offer, read the total cost and every term; you decide whether to accept.
Local firms in Conway, SC can start and finish a request by phone or through the form.
By Deerbank Capital Group ยท Updated
