Business funding for Conway, SC and Horry County

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Business Loans in North Myrtle Beach, SC by Phone or Online

North Myrtle Beach businesses can send a funding request by phone or online. The numbers below are for ZIP 29582 and for the city's residents, kept apart from county totals.

In short

Deerbank Capital Group, a small-business funding service based in Conway, South Carolina, takes funding requests from North Myrtle Beach businesses by phone or online. This page sets out ZIP 29582 employer counts and the city's self-employment figures, and answers South Carolina license and LLC questions. Funding partners review each request and decide.

At a glance

  • Employer establishments, ZIP 29582

    1,012 (ZBP 2023)

  • Self-employed residents, North Myrtle Beach, SC

    20.8% (+/- 3.9) (ACS 2020-2024)

  • Distance from Conway, SC

    19.4 miles east

ZIP 29582 Employers by Sector, North Myrtle Beach, SC

ZIP 29582 employer establishments and share with fewer than five employees, six sectors with the highest counts (ZIP Code Business Patterns 2023)
SectorEstablishmentsUnder 5 employees
Retail Trade22743.6%
Accommodation and Food Services21926.0%
Real Estate and Rental and Leasing12776.4%
Professional, Scientific, and Technical Services7678.9%
Construction6671.2%
Other Services6654.5%

ZIP 29582 had 1,012 employer establishments, 12,815 paid employees and $442.9 million in payroll in 2023, and 52.4% of establishments had fewer than five employees (ZIP Code Business Patterns). That is about $34,559 of payroll per paid employee (our arithmetic).

One Resident in Five Self-Employed in North Myrtle Beach, SC

20.8% (+/- 3.9) of employed North Myrtle Beach, SC residents were self-employed in the 2020-2024 American Community Survey, 8.3% (+/- 2.5) in their own incorporated business and 12.5% (+/- 3.1) in an unincorporated one. For an owner-operator, a funding partner reads personal credit and personal accounts alongside the business's records.

How Far ZIP 29582 Reaches Past North Myrtle Beach, SC City Limits

The city covers 66.0% of ZIP 29582's land, and the ZIP holds 68.4% of the city's land; parts of the city sit in ZIPs 29568, 29566 and 29572 (Census ZCTA-to-place relationship file, 2020). Read the ZIP figures as the core of the city, not its exact limits.

Do I Need a Business License in SC? Notes for Horry County, SC Owners

Whether a business needs a license, and from which office, depends on where it operates. Inside North Myrtle Beach, SC city limits the city licenses businesses; outside city limits the county does. A partner may ask for the current license with the rest of the records.

How Much Is a Business License in SC? First Steps

License costs in South Carolina are set locally, and many are figured from gross receipts, so the cost depends on the business's revenue and type. Ask the license office how the amount is calculated before you budget for it.

How to Obtain an LLC in South Carolina? Records to Keep on File

South Carolina LLCs come into being when articles of organization are filed with the Secretary of State. Keep the filed articles, the operating agreement and the state's confirmation; a partner lending to the LLC may ask for all three, and a bank will want them to open the business account.

How Much Does It Cost to Get an LLC in SC? A Checklist

The state filing fee is set by the Secretary of State and can change, so check the current fee on the state's filing page. Budget separately for the local business license and any professional help with the operating agreement.

How to Register an LLC in South Carolina? How Owners Handle It

  1. Choose the name and check that it is available on the state's records.
  2. File articles of organization with the Secretary of State.
  3. Get a federal employer identification number.
  4. Register for state tax accounts with the South Carolina Department of Revenue where the business needs them.
  5. Get the local business license for the address.
  6. Open a business bank account in the LLC's name.

Once the LLC is running, see working capital for payroll and supplier bills, or equipment financing for machines and vehicles. The industries page has trade-by-trade notes, the Conway, SC page has the county figures, and the service-area page lists the other towns.

Business owners served across North Myrtle Beach, SC

Most kinds of North Myrtle Beach, SC business can be put in front of a partner; examples include contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock. The partner handling a file decides on its own terms, case by case.

Business records for a North Myrtle Beach, SC request

  • Bank statements for each account the business uses covering the past three to six months
  • The newest federal return for the company and, if requested, your personal return
  • Photo identification such as a license or passport for each owner listed on the request
  • Articles or a certificate of formation and the EIN confirmation letter
  • A breakdown of current business debt and what each one costs per month
  • If the funds buy a machine or vehicle, the written quote with the model and total price

Document requests differ from partner to partner, so use this list as a guide.

What the partner does after a call from North Myrtle Beach, SC

  1. Get in touch at (843) 212-2076 or fill out the request form, noting what the money is for.
  2. Then the details reach partners whose products match the purpose you described.
  3. A reviewing partner weighs the request and decides independently.
  4. If a partner makes an offer, read the total cost and every term; you decide whether to accept.

Local firms in North Myrtle Beach, SC can start and finish a request by phone or through the form.

By Deerbank Capital Group ยท Updated

Companion pages to compare

  • Myrtle Beach, SC in Conway, SC

    Business funding in Myrtle Beach, SC: ZIP 29577 employer counts, self-employment, city license questions and working capital and equipment options.

Reference figures for planning

  • 10,550

    Employer establishments

    Horry County, SC business locations with at least one paid employee.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 38,703

    Businesses without paid employees

    Horry County, SC businesses with receipts but no payroll, from a separate Census program.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 54.5%

    Employers with fewer than five people

    Share of Horry County, SC employer establishments with fewer than five employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 6,511

    Housing units permitted, 2025

    New privately owned housing units authorized by building permits in Horry County, SC.

    Source: U.S. Census Bureau, Building Permits Survey 2025

Nearby cities on our list

Requests can be sent by phone or through the form from Conway, Myrtle Beach, North Myrtle Beach and the rest of Horry County, SC.

Every town page

Funding questions for first-time borrowers

Short answers before a form goes in.

Call (843) 212-2076
Are ZIP 29582 figures the same as North Myrtle Beach, SC figures?

No. The city covers 66.0% of the ZIP's land, so the ZIP figures include some areas outside city limits.

Can a new North Myrtle Beach, SC LLC send a request?

Yes. The time-in-business range on the form tells partners where the business stands.

Payroll or a Machine for a North Myrtle Beach, SC Business?

Call (843) 212-2076 or use the request form.

Call (843) 212-2076Apply